Whether you prefer paper or electronic transactions, Payments Doctor’s check services program is designed to fit your business, your way. With Payments Doctor’s check services program, you can choose to process your checks electronically or use traditional paper transactions. Payments Doctor’s check services program offers four check services all developed to fit your individual needs.

  • Guaranteed Check Conversion – Enables you to electronically process checks with full confidence. The check is scanned through the imager or processed through a MICR reader and then converted to an electronic transaction. The transaction occurs electronically and funds are deposited into your account within 48 hours. Payments Doctor’s check services program will guarantee payment if the check is returned for insufficient funds and will collect on the returned check so that you can continue with business.

  • Check Conversion – Ideal if you wish to use electronic check conversion but have an established consumer base and feel guaranteeing checks is unnecessary.

  • Check Guarantee – Allows you to accept checks risk free and process them in the traditional paper-based method.

  • Check Verification – Informs you if the check writer has negative information on the authorization network.